At BIniQo (accessible from https://technicalbusstand.org/), the privacy of our visitors is one of our highest priorities. This Privacy Policy document outlines the types of information that is collected and recorded by BIniQo and how we utilize it to provide a better experience.

This policy applies solely to our online activities and is valid for visitors to our website regarding the information they share or collect on BIniQo. It does not apply to any information collected offline or via channels other than this website. Our commitment is to ensure that your data remains protected while you explore our financial guides and banking insights.

Your Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms. If you do not agree with any part of this policy, we kindly ask that you discontinue the use of our services. Your continued interaction with BIniQo signifies your trust in our data handling practices.

Information We Collect

We collect different types of information to provide and improve our service to you, as well as to comply with legal obligations. We believe in being transparent about what we collect and why.

Personal Data: While using our website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. This may include, but is not limited to, your email address (if you choose to contact us or subscribe to our newsletter) and your first and last name (if provided voluntarily).

Usage Data: We also collect information on how our website is accessed and used. This Usage Data may include information such as your computer’s Internet Protocol (IP) address, browser type and version, the specific pages of our website that you visit, the time and date of your visit, and the duration spent on those pages. This data helps us understand our audience better and optimize our content for your needs.

Log Files

BIniQo follows a standard procedure of using log files. These files log visitors when they visit websites as part of hosting services’ analytics. The information collected includes IP addresses, browser type, Internet Service Provider (ISP), date and time stamps, referring/exit pages, and the number of clicks.

These are not linked to any information that is personally identifiable. The purpose of this information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information to better serve the Bangladeshi financial community.

Cookies and Web Beacons

Like any other professional website, BIniQo uses “cookies”. These cookies are used to store information, including visitors’ preferences and the pages on the website that the visitor accessed or visited. We use this information to optimize the user experience by customizing our web page content based on visitors’ browser type or other relevant data.

We utilize several types of cookies:

  • Essential Cookies: Necessary for the website to function properly, enabling core features like security and accessibility.

  • Analytics Cookies: Help us understand how visitors interact with our content so we can improve our financial guides.

  • Advertising Cookies: Used to deliver relevant advertisements to you and measure the effectiveness of our campaigns.

Google DoubleClick DART Cookie

Google is one of the third-party vendors on our site. It uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to BIniQo and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads.

Our Advertising Partners

We use third-party advertising companies, such as Google AdSense, to serve ads when you visit our website. These companies may use information about your visits to this and other websites (excluding your name, address, email address, or telephone number) to provide advertisements about goods and services of interest to you.

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons in their respective advertisements and links that appear on BIniQo. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and to personalize the advertising content that you see. Please note that BIniQo has no access to or control over these cookies used by third-party advertisers.

Third-Party Privacy Policies

BIniQo’s Privacy Policy does not apply to other advertisers or websites. Therefore, we advise you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. Detailed information about cookie management with specific web browsers, such as Google Chrome, Mozilla Firefox, or Safari, can be found at the browsers’ respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the California Consumer Privacy Act (CCPA), among other rights, consumers have the right to request disclosure of the categories and specific pieces of personal data collected about them. You may also request the deletion of any personal data we have collected.

Most importantly, BIniQo does not sell personal information to third parties. We respect your data as a private asset. If you would like to exercise any of these rights, please contact us at our official email address. We have one month to respond to your request.

GDPR Data Protection Rights

We want to make sure you are fully aware of all of your data protection rights, especially if you are a resident of the European Union. Every user is entitled to the right to access, rectification, erasure, and the right to restrict or object to processing.

You also have the right to data portability, meaning you can request that we transfer the data we have collected to another organization or directly to you. If you make a request, we will respond within 30 days. Please reach out to us at biniqo.info@gmail.com to exercise these rights.

Protection for Children

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and monitor their online activity. BIniQo is an informational blog focused on Finance and Banking, which is intended for an adult audience.

BIniQo does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately, and we will do our best efforts to promptly remove such information from our records.

Data Security and Retention

We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access or alteration. We use Secure Socket Layer (SSL) technology to ensure that the data transmitted between you and our server is encrypted and safe.

We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We keep your data to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements. Usage Data is generally retained for a shorter period to strengthen the security or functionality of our website.

Your Privacy Choices

You have several choices regarding your privacy on BIniQo. You can unsubscribe from our marketing emails or newsletters at any time by clicking the “unsubscribe” link provided in the emails. You can also adjust your browser settings to reject cookies.

Furthermore, you can customize your ad preferences through your Google account settings. We believe in empowering our readers to have full control over their digital footprint while engaging with our financial content.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.

We encourage you to review this Privacy Policy periodically for any updates. Changes to this Privacy Policy are effective immediately once they are posted on this page. Your continued use of the website after any changes constitutes your acceptance of the revised policy.

Contact Us

If you have any questions, concerns, or suggestions regarding this Privacy Policy or our data practices, please do not hesitate to contact us. We value your feedback and are committed to maintaining the highest standards of privacy.

  • Owner: Dipak Karmoker

  • Email: biniqo.info@gmail.com

  • Contact Form: Accessible on our website.

We will respond to your inquiry within a reasonable timeframe. Thank you for choosing BIniQo as your trusted source for financial information.